Estate Planning

Boise Family Experience With Dementia


The Idaho Statesman ran a story today about one family’s experience with dementia.  It is a must read.  Unpaid family caregivers are a huge part of what makes old age work in any society; in ours they are much under-appreciated.  Its description of aphasia seemed especially spot on.

The article can […]

September 8, 2015|Estate Planning, Long-Term Care|

Recent Fair Hearing Changes Department Position on Retirement Accounts?

Retirement accounts held in the name of the community spouse should be exempt and not a countable resource in a Medicaid application.  A recent Medicaid application denial and subsequent fair hearing decision puts that long held Idaho rule in jeopardy.  In that case, the applicant had used a portion of […]

August 17, 2015|Estate Planning, Long-Term Care|

Qualifying for Medicaid: Countable and NonCountable Assets

Under Medicaid law, assets are either “countable” or “exempt.” Countable assets affect the individual’s immediate Medicaid eligibility and must be transferred, restructured, or spent down in order for the person to become eligible for Medicaid benefits. Exempt assets, in contrast, are not counted towards the individual’s Medicaid eligibility.

Remember this basic […]

July 13, 2015|Estate Planning, Long-Term Care|

Planning Ahead to Pass Your Estate

Multi-generational family eatingThere was a time in America when children took over the home of their parents after they passed. They simply moved in and took over, and the torch was passed with little more than a simple move-in. Back then, […]

March 31, 2015|Estate Planning|

Best Choices for Leaving Your Assets

Grandfather and grandson looking at iPadAs you progress through retirement, which investments you should access first is a decision that will require a clear view of your finances and your goals. It can be a tricky decision to start tapping into […]

March 26, 2015|Estate Planning|

Good Investment Portfolio Tips for Seniors

Daughter helping mom with financesChoosing a smart investment plan can be difficult for anyone, let alone for an older family member. As your loved ones get older, they need to consider many additional conditions and needs, like budgeting for everyday living, […]

March 24, 2015|Estate Planning|